Section 1. The regular annual meeting of the members shall be held on the second Wednesday of November of each year at 7:30 P.M. or at such other day in November as the Board of Directors shall determine.

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Section 2. Special meetings of the members may be called at any time by any of the Officers individually, or two or more members of the Board of Directors, or upon written request of the members who have a right to vote one-forth (1/4) of the votes of Class A Membership.

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Section 3. Notice of any meetings shall be given to the members by the Secretary. Notice may be given to the members either personally or by sending a copy of the notice through the mail at the address appearing on the books of the Association. Notice of any meeting shall be mailed at least six (6) days in advance of the meeting and shall set forth in general the nature of the business to be transacted, excepting when the meeting is for an election, in which case Article VI shall govern.

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Section 4. The presence at the meeting of members entitled to cast, or of proxies entitled to cast one-fifth (1/5) of the votes of each class of membership shall constitute a quorum for any action governed by these By-Laws. Any action governed by the Articles of Association of the Declaration of Covenants shall require a quorum as therein provided.